250-412-1437 infovictoria@retireathome.com
Customized Home Care Solutions!Greater Victoria: 250-412-1437

Home Care Insurance – Long Term Care Insurance

home care insurance victoriaWith all of today’s healthcare technologies, the chances of living past the age of 100 are higher than ever. Its time to get properly insured!

Unfortunately, many are unaware of the levels of health care provided by the Canadian government, especially when it comes to long-term care. The government is not required to cover assisted living. While support for struggling families is always available, it is often only a portion of the costs that the government covers. Many times, families must pay out of pocket for their loved one’s long-term care.

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What is long-term care insurance?

Long-term care insurance is an insurance option that provides financial protection and support for aging seniors. Long-term care is used when the client is unable to care for themselves, whether because of a chronic illness, disability, cognitive impairment, or other condition.

Nursing homes, chronic care facilities, and often home care providers are covered by long-term health care plans.

There are two different types of long-term care plans. The first provides reimbursements for all eligible expenses. The second plan provides a pre-determined monthly benefit amount in the form of income.

Most plans include a waiting period before your benefits will become payable. Common waiting periods are between 30-90 days.

The life and health insurance industry works alongside the public healthcare system by providing long-term care insurance for its citizens. Many life and health insurance companies in Canada offer long-term care insurance.

Contact us today to discuss the home care options for you or a loved one in Greater Victoria, or to book a Free In-Home Consultation.

 


We proudly serve the following towns and communities in Greater Victoria:
Victoria, Oak Bay, James Bay, Colwood, North Saanich, Central Saanich, Saanich, Sydney, Langford, View Royal, Metchosin.

Contact Us Today to Speak with a Home Care Specialist!

Testimonials

Jennifer

“I just want to thank you properly for the excellent service you gave me in providing such consistently top-notch caregivers for my father, sometimes on very short notice, since I started dealing with Retire-At-Home last October. You were always accomodating, inifinitely pleasant, helpful and supportive.”

Jennifer

2014-12-11T17:53:08+00:00

Jennifer

“I just want to thank you properly for the excellent service you gave me in providing such consistently top-notch caregivers for my father, sometimes on very short notice, since I started dealing with Retire-At-Home last October. You were always accomodating, inifinitely pleasant, helpful and supportive.”

Bruce

“Michelle and Team:  Thank you for your caring services in helping my elderly mother with her transition from hospital back to home. We really appreciated your flexibility to organize support with short notice, as well as your understanding of the complexities and challenges of eldercare. We would definitely use your services again.” 

Bruce

2014-12-11T17:12:50+00:00

Bruce

“Michelle and Team:  Thank you for your caring services in helping my elderly mother with her transition from hospital back to home. We really appreciated your flexibility to organize support with short notice, as well as your understanding of the complexities and challenges of eldercare. We would definitely use your services again.” 

Bob and Linda

“Thanks so much for all the help and support you’ve given us with Richard and Emmy.  Even in the short time we’ve dealt with you you’ve shown us kindness, patience and compassion. You made our lives easier to bear and for that we’re forever grateful.”

Bob and Linda

2015-08-20T14:25:49+00:00

Bob and Linda

“Thanks so much for all the help and support you’ve given us with Richard and Emmy.  Even in the short time we’ve dealt with you you’ve shown us kindness, patience and compassion. You made our lives easier to bear and for that we’re forever grateful.”

Thomas

Retire-At-Home, Victoria, has provided a variety of services including personal care, house-keeping, cooking meals, and companionship as well as taking my father-in-law to doctor and dental appointments, trips to have his hearing aids and glasses repaired, shopping and outings. They monitor and have set up a system to check and make sure that my father-in-law is taking his medication and is eating adequate meals. The care-givers have been wonderful so that their service delivery that started at two days, progressed to three, and now it is five hours per day seven days a week. This would not have been possible without sensitive, caring, and capable staff from Retire-At-Home. 

Thomas

2014-12-11T15:45:36+00:00

Thomas

Retire-At-Home, Victoria, has provided a variety of services including personal care, house-keeping, cooking meals, and companionship as well as taking my father-in-law to doctor and dental appointments, trips to have his hearing aids and glasses repaired, shopping and outings. They monitor and have set up a system to check and make sure that my father-in-law is taking his medication and is eating adequate meals. The care-givers have been wonderful so that their service delivery that started at two days, progressed to three, and now it is five hours per day seven days a week. This would not have been possible without sensitive, caring, and capable staff from Retire-At-Home. 

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